I got paid to read this book. I would never have read it otherwise and I think I might have preferred that. Do people really need to be told that the only way to accumulate money is to spend less than they earn? Really? Isn't that just plain old common sense? Along with things like taking advice only from people who are qualified to give it and so on. Essentially this is a book of common sense regarding the accumulation of money for people who don't have any common sense of their own.